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For the People
Behind the Decision

Plan documents, committee decisions and actions, connected in one secure place.

Connect plan documents, discussions, decisions, risks and follow-up in one shared record.
Knowa, powered by PSCA. Built for retirement plans.

What is Knowa powered by PSCA?Knowa powered by PSCA represents a strategic joint venture between Knowa, an established UK-based company, and the Plan Sponsor Council of America (PSCA), part of the American Retirement Association, bringing innovative AI solutions to the U.S. retirement plan market.

See who it's for Explore the platform

1,000+Governance spaces on the platform

$300B+Assets under governance

A retirement plan committee connected to the working people and retirees its decisions serve.

Who it's for

Find Knowa for your team.

For the people running retirement plans and the advisors who support them.

Plan sponsors

Keep plan documents, meeting records and follow-up actions together.

For plan sponsors →

Advisors

Work across client plans, with a separate record for each.

For advisors →
Or explore by roleCommittee members, HR and benefits teams →Advisors and service providers →

Explore the Knowa platform

Everything behind every decision.

One governance record sits at the heart of Knowa. Knowa Core brings your documents, discussions, meetings and decisions together. Connected modules build on that foundation.

Connected governance

Knowa Core informs your modules. Connected Module updates feed back into the same record.

Knowa Core

One governance record.

Your documents, knowledge, discussions, meetings and decisions, held together in one record.

Explore Knowa Core →

Extend Knowa Core

Connected modules.

Build on your governance record with the modules that support your work. Risk registers, compliance calendars, action tracking and committee training.

Explore connected modules →
Smart Vault · Knowa Q

Put your collective knowledge to work.

Keep documents, policies and decision history in Smart Vault. Ask Knowa Q questions across the record, with source references you can check.

  • Smart Vault
  • Knowa Q
  • Decision history
Keep the knowledge when people change

New committee members and advisors can find the history behind earlier decisions.

Explore knowledge and AI →
Knowa Q product example answering a question about plan vesting.
Collaboration Space

Keep the conversation with the decision.

Bring discussions, comments, votes and approvals into shared spaces. Work with colleagues and advisors between meetings, with the relevant document and decision close by.

  • Discussions
  • Votes and approvals
  • Shared spaces
Connect your committee, HR team and advisors

Give each group a space for its work, with access set for the people who need it.

Explore collaboration →
Knowa discussion example with comments and a shared document.
Connected modules

Keep responsibilities and evidence in view.

Manage risk reviews, recorded compliance deadlines, committee training and open actions together. Keep the supporting documents and discussion close to the work.

One record across the work

Review what needs attention, who is responsible and the evidence behind each item.

Explore connected modules →

Connected modules

  • Risk registerAssessments, owners and review dates
  • Compliance calendarRecorded deadlines and responsibilities
  • Action trackerActions, owners and progress
  • Committee trainingLearning records and supporting evidence

Keep each tool connected to the supporting record.

Meeting Flow · Knowa Verse · Action Tracker

Bring the meeting and the follow-up together.

Prepare the agenda and papers, use Knowa Verse to draft minutes for review, then keep decisions and actions with their owners and due dates.

  • Meeting Flow
  • Knowa Verse
  • Action Tracker
Know what happens next

Review the draft, agree the record and track progress on the actions that follow.

Explore meetings and actions →
Knowa product example sharing draft committee minutes for review and comment.

Documents, conversations, decisions and actions stay connected. AI supports the work; people review the sources and make the decisions.

Why it matters

Trusted in full. Decisions in full. Governance in full.

A committee decides for people who will never sit in the meeting. That is why the standard exists.

Read client quotes
Pillar 01 · The participant Trusted, in full. Read moreShow less
The duty
The committee keeps a promise to people who will never be in the room. The promise is identical for every participant.
The gap
Two participants handled differently, because the comparable case sat in an email four years ago.
In full
Consistency stops depending on whether the earlier case can be found.
Pillar 02 · The committee Decisions, in full. Read moreShow less
The duty
Take account of every relevant factor. Always the standard under ERISA, rarely possible in practice.
The gap
No committee member could hold years of plan documents, minutes and disclosures in view at once.
In full
Years of plan history readable in the time a committee actually has. Precedent found before the decision.
Pillar 03 · The industry Governance, in full. Read moreShow less
The duty
Standards raised across every plan, not only those with a large benefits team.
The gap
Consistency has lived with whoever has been on the committee longest.
In full
A 50-person plan prepares to the standard of a Fortune 500 committee, with PSCA best practice built in.

What committees say

From the people behind the decision.

★★★★★
Financial Services · Large 401(k) plan

"It would be really horrible if we lost Knowa right now. I would dread doing 5500 reviews without it, especially when our auditors ask for documentation."

Head of HR
★★★★★
Industrial · Mid-size 401(k) plan

"My main challenge was manually searching through meeting minutes to find historical information, especially when a DOL inquiry comes in or we're preparing for a plan audit. Knowa gives me a central repository where anyone can access what's needed for the plan."

CHRO · Head of Benefits

Verified and vetted by independent reviewers

UK Pensions Awards Winner · 2020 · 2022 · 2024

Rated 4.9 / 5 by the people who actually use it.

Read customer reviews on Capterra, Software Advice and G2 from people who use Knowa across boards, committees and governance teams.

Capterra
4.9 / 5
★★★★★
Read reviews →
Software Advice
4.9 / 5
★★★★★
Read reviews →
G2
4.8 / 5
★★★★★
Read reviews →
Ease of use 4.8  ·  Customer service 5.0

Customer reviews and industry relationships Already use Knowa? Share your honest experience on Capterra.

Knowa powered by PSCA brings Knowa to US retirement plan teams. Read about the partnership on PSCA.

Excellence. Every year.

Capterra
Best Ease of Use
2023202420252026
Software Advice
Best Customer Support
2023202420252026
Software Advice
Most Recommended
2023202420252026

Security

Held securely. Read intelligently.

The people behind the decision are trusted with participants' retirement savings. Knowa holds it all in one ISO 27001 certified environment. Never used to train AI models.

ISO 27001 certified infrastructure
US-based data hosting
Enterprise-grade encryption (TLS 1.3 + AES-256)
Role-based access and audit logs

White-glove onboarding

Around 30 minutes to set up.
Operational on day one.

We handle setup with you, help bring across your documents and show your team how to get started. You have a working space on day one, with a real person supporting you.

See how we get you started →

Frequently asked

Questions from plan sponsors and committees.

What is a retirement plan governance platform?
A retirement plan governance platform is a purpose-built system that helps plan sponsors, investment committees, and HR teams manage their fiduciary responsibilities in one place. It replaces scattered emails, shared drives, and manual processes with a secure, auditable record of every committee decision, document, and action, making it easier to demonstrate prudent process to the DOL and plan participants.

How does Knowa help 401(k) and 403(b) plan sponsors meet their fiduciary duty?
Knowa gives fiduciary committees a single, defensible record of every decision made on behalf of the plan. Meeting agendas, minutes, supporting documents, and action items are all stored, timestamped, and queryable, so when the DOL asks how a decision was made, you can show exactly what information the committee had and when. Knowa Q, our AI query tool, also gives instant answers to questions about your plan's own history and documents.

What makes Knowa different from a recordkeeper or TPA?
Recordkeepers and TPAs manage plan administration and participant accounts. Knowa manages the governance layer, the committee process, the fiduciary record, and the institutional knowledge that sits above the plan's day-to-day operations. Knowa integrates with your existing recordkeeper rather than replacing it, and is designed specifically for the people responsible for oversight: plan sponsors, committee members, and their advisors.

What is PSCA and why does the partnership matter?
PSCA (Plan Sponsor Council of America) is the leading advocacy and education organization for 401(k) and 403(b) plan sponsors, with 78 years of experience serving America's retirement system. Knowa powered by PSCA embeds PSCA's fiduciary best-practice guidance, checklists, and regulatory updates directly into the platform, so plan sponsors get not just a governance tool but the industry's most trusted knowledge base built in as standard.

How does Knowa help with regulatory compliance?
The regulatory environment for retirement plan fiduciaries is constantly evolving, from DOL guidance and ERISA requirements to new legislation like SECURE 2.0. Knowa helps committees stay ahead by centralizing all compliance-related documents, decisions, and action items in one auditable record. Every committee action is timestamped and traceable, making it straightforward to demonstrate a prudent process during a DOL audit or participant inquiry. With PSCA's regulatory updates and fiduciary checklists built directly into the platform, plan sponsors always have current best-practice guidance at their fingertips.

Is Knowa suitable for smaller 401(k) plans?
Yes. Knowa is designed to be straightforward to set up with no technical skills required. Onboarding, training, and support are all included at no extra cost. Whether you're managing a 50-person plan or a Fortune 500 committee, the governance challenges are the same: documenting decisions, managing information, and demonstrating fiduciary prudence. Knowa scales to fit both.

How secure is Knowa?
Knowa is ISO 27001 certified with enterprise-grade encryption. All plan data is stored securely and access is strictly controlled by role, so external advisors, recordkeepers, and auditors only see what they need to. Knowa never uses your plan's data to train AI models.

How long does it take to get started?
White-glove onboarding gets you set up in around 30 minutes and operational on day one. We help with your initial documents, access permissions and a practical walkthrough. For a larger rollout, we plan the remaining migration and training with you.

Explore retirement plan governance

AI for your plan record

See how Knowa Q helps your team find answers and check the source.

401(k) committee meeting minutes

A practical guide to recording the discussion, decisions and next steps.

Security for retirement plan teams

Review hosting, access controls and the information available to your team.

Govern in full.

See how Knowa could support your committee, using the work you do every day.

Book a demo →