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The smarter way to run your retirement plan.

Meet with confidence. Decide with evidence. Document for the DOL.

Every plan document, IPS, committee minute, and 5500 in one connected home. And PSCA best-practice guidance at your fingertips.

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From your plan's record: Benchmarked at the Q1 2026 Investment Committee on 18 March. Committee confirmed the fund lineup is within PSCA's benchmark range.
  • Source: Q1 Investment Committee minutes
  • Owner: Investment Committee
  • Next review: Q1 2027
Plan Document
v4.2 · Consolidated
Current
Investment Policy Statement
v2.1 · Oct '25
Review due
Form 5500 · 2024
Filed · signed off
Current
Adoption Agreement
Current · reviewed Q1
Current

Plan sponsors don't have a time problem. They have a context problem.

The Pain: Decisions span quarterly committee meetings, yet the plan document lives with legal, the IPS with the advisor, the minutes in someone's inbox, and the 5500 with the recordkeeper. When the DOL asks, or a participant complaint lands, the answer is slow, if it comes at all.

The Solution: Knowa holds every plan document, every committee decision, and every rationale in one structured record, and reads across all of it. And because it's built with PSCA, you get best-practice guidance surfaced in the same breath. The answer to "when did we last review this?" is one question away, not one search party.

K Your plan · one record Live
TD Plan document v4.2
IPS Investment Policy Statement v2.1
M Minutes & decisions Q1 · signed
AV Form 5500 2024 filed
CR Adoption agreement Current
CP Training & disclosures Tracked
1,000+
governance spaces on the platform
From small-plan sponsors to Fortune 500 retirement committees. Serious plan sponsors run on Knowa.
$300bn+
assets under governance
Plan sponsors, investment committees, and boards trust Knowa with the record behind hundreds of billions in retirement savings.
ISO
27001 certified · US-hosted infrastructure
Enterprise-grade security for US retirement plan governance. Data stays in the US, encrypted in transit and at rest.

Three parts. One plan record.

Smart Vault.
One home for the plan.

Plan document, SPD, IPS, adoption agreement, amendment history, vendor contracts, Form 5500, committee minutes. Versioned, permissioned, audit-ready. The benefits lead moves on; the record stays.

TD
Plan Documentv4.2
IPS
Investment Policy Statementv2.1
AV
Form 5500 · 2024Filed
CR
Adoption AgreementCurrent
Collaboration Space.
The work between meetings.

Every discussion, vote, and decision threaded to the paper or policy it relates to. Committee members @mention, debate, and sign off between meetings. The discussion becomes the record.

Q2 fund lineup review Thread
S Sarah (Committee Chair)
Draft paper attached. @Advisor thoughts before we vote?
Vote · Approve Q2 lineup 5 / 5
Meeting Flow.
Pack → capture → minutes.

Assemble the committee pack from the Smart Vault. Committee members read and annotate before the meeting. Knowa Verse captures the discussion. Minutes draft in the hour, with actions already in the tracker.

1 · Pack → 2 · Verse → 3 · Minutes
Draft minutes · Q2 Investment Committee
Committee reviewed target date fund glide path and confirmed default option. 3 actions logged, owners assigned.

Who it's for

Whoever sits on the committee, Knowa holds the record.

Plan Sponsors

Evidence a prudent process. Lead meetings with every paper already read. Know the regulator's question before it's asked.

Advisors & Consultants

End manual pack assembly. Minutes drafted in the hour. Every obligation tracked to resolution automatically.

Committee Members

Make confident decisions backed by structured guidance. Institutional memory that travels with the role, not the individual.

HR & Benefits Teams

Reduce manual work and keep everything audit-ready. One central repository for plan documents, decisions, and 5500 evidence.

Connected Governance · the intelligence

Your plan's record. PSCA's best practice. One question, both answered.

Knowa Q reads across your plan record and PSCA's authoritative guidance in the same breath. Plan document, SPD, IPS, amendments, minutes, 5500, fee disclosures, plus PSCA's Plan Sponsor Council of America guidance on plan design, SECURE 2.0, fiduciary benchmarks, and participant communications.

Ask a question. Get two cited answers. What your committee decided. What PSCA recommends. Side by side. Grounded in sources. No tab-switching, no hallucination.

Ask Knowa Knowa Q
Are we on track with SECURE 2.0 Roth catch-up? ⚡ Ask
From your plan's record At the Q1 2026 Investment Committee on 18 March, the committee confirmed payroll provider readiness and scheduled enrollment material updates for Q3. Next checkpoint: Q2 Committee.
📄 Source Q1 Investment Committee minutes · 18 Mar 2026
From PSCA guidance For plans with participants earning over $145k in prior-year wages, Roth catch-up contributions are mandatory from 2026. PSCA recommends sponsors confirm payroll readiness and update enrollment materials before the first catch-up cycle.
📚 Source PSCA SECURE 2.0 Guidance · 2026 Edition

Connected Governance · live Modules

Not just documents. Connected Modules that talk to each other.

The compliance calendar feeds Form 5500. The action tracker flows from the committee minutes. The training log cites the paper. The SECURE 2.0 tracker gates the agenda.

RR
ERISA risk register

Live, versioned, visible. Every fiduciary risk scored, owned, and reviewed on cycle, feeding DOL audit evidence automatically.

Fiduciary riskLow
Data / cyberHigh
AT
Action tracker

Every action from every committee minute, with owner, deadline, and audit trail. Created from Knowa Verse, closed in the thread, never forgotten.

Complete SECURE 2.0 reviewQ2
Owner: Committee Chair · 3 comments
CR
Compliance calendar

Declarations logged, reviewed, and visible to the committee. Gates recusal on specific agenda items. Evidenced to the DOL at the press of a button.

Andy M · StandingUp to date
Next review: Jul 2026
CP
Committee training

Training tracked per committee member, cited to the paper or session it came from. When the DOL asks "how is your committee educated?" the evidence is already there.

Sarah (Committee Chair)18 hrs YTD
Sandy14 hrs YTD

ERISA 404(a), DOL audit, Form 5500, SECURE 2.0. Evidenced from how you actually work.

Security

Enterprise-grade security, built for US retirement plans.

ISO 27001 certified infrastructure
US-based data hosting
Enterprise-grade encryption (TLS 1.3 + AES-256)
Role-based access controls
★★★★★
Financial Services · Large 401(k) plan

"It would be really horrible if we lost Knowa right now. I would dread doing 5500 reviews without it, especially when our auditors ask for documentation."

Head of HR
★★★★★
Technology · Mid-size 401(k) plan

"Being able to demonstrate prudent process to our auditors, with everything cited back to the minute it came from, has changed how our committee operates."

VP, Total Rewards

Pricing

Sized to your plan. Nothing more.

Annual pricing by active participants. Unlimited committee members. Everything included. PSCA members receive a 30% discount.

Under 750
Under 750 active participants
$2,000
per year
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750 – 2,499
750 – 2,499 active participants
$2,800
per year
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Most popular
2,500 – 4,999
2,500 – 4,999 active participants
$4,400
per year
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5,000 – 9,999
5,000 – 9,999 active participants
$6,200
per year
Book a demo
10,000 – 24,999
10,000 – 24,999 active participants
$10,000
per year
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Over 25,000
25,000+ active participants
$15,000
per year
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On the horizon · Autonomous Governance

When the record is live, the workflow runs itself.

The Form 5500 cycle fires on its date. A SECURE 2.0 provision prompts the committee before the deadline. A DOL update drafts the policy revision. Humans sign off on judgment, not admin. The Foundation and Connected Governance are live. Autonomous Governance is what they unlock.

Your fiduciary duty is serious. Your governance should be too.

See how Knowa, powered by PSCA, brings clarity, confidence, and a defensible record to every committee meeting.

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