Connected Governance · the intelligence
Your plan's record. PSCA best-practice context. One clearly sourced answer.
Knowa Q reads across two clearly labelled layers: your plan's own record — every document, decision, and rationale captured in the Foundation — and PSCA's plan-sponsor best-practice context. The committee asks one question. The platform answers against both, while showing which parts of the answer come from the plan record and which parts come from PSCA guidance.
PSCA's content provides industry context drawn from decades of plan-sponsor experience. It does not displace ERISA, the Internal Revenue Code, DOL or IRS guidance, the plan document, counsel, fiduciary advisers, or the committee's own judgment. Plan record covers plan document, SPD, IPS, amendments, minutes, 5500, fee disclosures. PSCA context covers plan design, SECURE 2.0, fiduciary benchmarks, and participant communications.
Ask a question. Get two cited answers. What your committee decided. What PSCA recommends. Side by side. Grounded in sources. No tab-switching, no hallucination.
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Knowa Q
Are we on track with SECURE 2.0 Roth catch-up?
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From your plan's record
At the Q1 2026 Investment Committee on 18 March, the committee confirmed payroll provider readiness and scheduled enrollment material updates for Q3. Next checkpoint: Q2 Committee.
📄 Source
Q1 Investment Committee minutes · 18 Mar 2026
From PSCA guidance
For plans with participants earning over $145k in prior-year wages, Roth catch-up contributions are mandatory from 2026. PSCA recommends sponsors confirm payroll readiness and update enrollment materials before the first catch-up cycle.
📚 Source
PSCA SECURE 2.0 Guidance · 2026 Edition
